Stock Through-Put Insurance

Harris Global Insurance specializes in Stock Thru-Put Insurance in North America.

We have a Lloyd’s Facility that will allow us to consider and place risks with exposures up to USD 50,000,000 any one location and USD 50,000,000 any one conveyance.

Stock Thru-Put Insurance is a marine policy that covers the Insureds raw materials, works in process and finished goods while in transit and in storage anywhere in the world.

We can provide permanent warehouse cover as well as temporary warehouse cover when combined with transit insurance.

Available Limits

Stock (Inventory): Up to USD 50,000,000 any one location

Transits: Up to USD 50,000,000 any one conveyance

Note: Stock can include all raw materials, semi-finished goods and finished goods.

Sub-Limits

We can also add the following if required:

Contents, Furniture, Fixtures and Fittings: Up to USD 1,000,000 any one location.
Machinery, Plant and Equipment: Up to USD 1,000,000 any one location.
Exhibition Cover: Up to USD 1,000,000 any one location.
Extra Expenses: Up to USD 1,000,000 any one location and in the annual aggregate.

Target Risks

Manufacturing Risks
Bio-Diesel Distributors
Seafood Distributors
Importers and Distributors
Lumber Risks
Petrochemical Risks
Electronic Goods (excluding Cell Phones, Ipads and the like).
Furniture Manufacturers and Distributors
Heavy Equipment Distributors
Confectionary Distributors
Cosmetic Importers and Distributors

We can consider most occupations where there’s a stock (inventory) and transit exposure.

Cover provided can be on a “Named Peril” only basis or full “All Risks of Physical Loss or Damage basis including Wind, Flood and Earthquake”.

Minimum Premium Requirements: USD 7,500